Last updated: October 16, 2026
Acceptance of Terms
By accessing or using the ProtecWise website, you agree to these Terms of Service. If you do not agree, please do not use our website.
Use of Our Services
Our website provides general health insurance information, estimated quotes, and enrollment assistance. You agree to use our services lawfully and to provide accurate information. You are responsible for the information you submit.
Quotes and Estimates
Premiums, subsidies, and plan information shown through our quoting tool are estimates only and are not a guarantee of eligibility, enrollment, coverage, or pricing. Actual eligibility and costs are determined by the applicable Marketplace and insurance carriers. Enrollment is completed through HealthSherpa, our approved enrollment partner.
Not Legal, Tax, or Medical Advice
Information on this website is general in nature and does not constitute legal, tax, or medical advice. Our licensed insurance professionals can provide insurance guidance, and you should review plan documents carefully before enrolling.
Text Messages
If you opt in to text messages, ProtecWise may text you about your inquiry, appointments, and coverage. Consent is optional and not a condition of any purchase. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for help. Carriers are not liable for delayed or undelivered messages. See our Privacy Policy for how we handle your information.
Third-Party Services
Our website links to and integrates with third-party services, including HealthSherpa and insurance carriers. We are not responsible for the content, practices, or availability of third-party services. Their terms and privacy policies apply to your use of their services.
Limitation of Liability
ProtecWise is not liable for any indirect, incidental, or consequential damages arising from your use of our website or services. Our services are provided on an 'as is' basis without warranties of any kind.
Intellectual Property
All content on this website, including text, graphics, and logos, is the property of ProtecWise or its licensors and is protected by applicable intellectual property laws.
Changes to These Terms
We may update these Terms from time to time. We will post changes on this page and update the effective date at the top of this page. Continued use of our website after changes constitutes acceptance of the updated Terms.
Contact
If you have questions about these Terms, contact ProtecWise at info@protecwise.com, (844) 571-7559, or 12800 Westridge Blvd, Suite 114, Frisco, TX 75035.
ProtecWise is a licensed insurance agency. These Terms are provided for general informational purposes and do not alter any rights or obligations under applicable law or your insurance policy.